Tag: Insurance

Car Insurance – Find Cheap Car Insurance Quotes Near You

Why do you need car insurance?

Car insurance is a must if you own or operate a car. Most states require you to carry car insurance, and without it, you face financial disaster if you cause a serious accident and get sued.

Beyond the mandated liability car insurance, it can also pay to repair your vehicle if it gets damaged in a crash or natural disaster, like hail or wildfire, or is vandalized or stolen – if you have chosen the right coverages to be on your policy.

Car insurance coverages

One policy can include several types of coverage.

Some car insurance coverages are required by your state’s law, like liability, and others are optional and provide added protection. Optional means by law you don’t have to buy the coverage, however, if you have a lease or loan on your vehicle your financing company can mandate you carry certain coverages,

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California Car Insurance | GEICO

Auto Insurance Coverage in California

Cars on a California highwayIf you just moved to California and need auto insurance coverage, or you’ve been here for a while and are looking for cheap car insurance that doesn’t cut corners, you’ll be glad you got a quote with GEICO. So, how much is car insurance in California for your ride? You can get a free car insurance quote with GEICO online to find out. California also has some unique car insurance laws that make insuring a vehicle here different than other states, so read on to stay up to speed.

Minimum California Car Insurance Coverage

California requires drivers to carry at least the following auto insurance coverages:

  • Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
  • Property damage liability coverage: $5,000 minimum
  • Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum
  • Uninsured motorist property damage coverage¹: $3,500 minimum

While

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Car insurance | Direct Line

Business cover will be included automatically (when your policy is purchased through our website) for you and your spouse or partner if you have had a civil partnership ceremony and live at the same address, unless either of you hold one of the following occupations:

  • Motor Trade
  • Retired
  • Housewife/Househusband
  • Student
  • Unemployed
  • Chauffeur working on a hire and reward basis
  • Courier/Driver working on a hire and reward basis and/or delivering goods that they or their employer do not own

In these cases the vehicle may only be used for Social, Domestic and Pleasure (SDP) purposes.

In addition we cannot offer insurance where the vehicle is taken Airside (near to aircraft) or is used for paid driving tuition or where the policy holder or their spouse/partner is a foreign diplomat with immunity.

For all other occupations the vehicle may be used in connection with your business or those of your spouse, partner

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Car insurance companies to refund Mississippians more than $60 million

Car insurance companies to refund Mississippians more than $60 million

The refund amount varies among companies


Mississippi drivers will get back more than $60 million from car insurance companies due to the COVID-19 pandemic. The insurance companies filed requests with the Mississippi Insurance Department.Mississippi Insurance Commissioner Mike Chaney said he was happy to approve the reductions in premiums.“Many people are not driving as much right now because of shelter-in-place, emergency declarations and working from home. It only makes sense to discount what people are paying for automobile insurance and to provide them some financial relief,” said Chaney.Some of the companies participating in refunds include State Farm, Allstate, Farm Bureau and Progressive.The amount returned to drivers varies among companies. Tap here to see if your car insurance company is participating in the refunds.

Mississippi drivers will get back more than $60 million from car

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Car Insurance – Get A Car Insurance Quote Online

Premier
or standard car insurance cover?

Choose the right cover for you

Premier cover

With premier cover you get additional benefits worth over £400Footnote 4††

These include:

  • European and UK breakdown cover, worth £388.86Footnote 4††. As it covers you, not just your vehicle, we’ll
    keep you on the road even if you’re a passenger in another car.
  • Use of a guaranteed replacement car for up to 28 days after an accident, fire or theft (subject to
    eligibility) worth £30.09Footnote 4††.
  • Up to £100,000 motor legal protection to help you claim for uninsured losses, worth £26.29Footnote 4††.

Standard cover

If you don’t need all these benefits, you can keep the cost of your insurance down by choosing standard cover
which comes with:

  • Uninsured driver protection – so you’re covered if you’re hit by someone else without insurance. You
    will need
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Compare Insurance Quotes with Confidence

Compare Insurance Quotes with Confidence | CoverHound

Simple. Fast. Reliable.

This is CoverHound.

See how we’re breathing life into the insurance industry and having fun doing it!

Why CoverHound?

  • CoverHound adds transparency to the insurance industry, offering accurate rates and a curated list of best options for both your personal and business insurance needs.
  • Our insurance advisors are compensated based on service and exceeding your expectations, not sales commissions. They offer objective recommendations to help you find the best policy.
  • We comparison shop with trusted insurers to help you save money. Our Licensed Advisors are here to help make sure all eligible discounts are applied to your policy.
  • We do not charge any fees to you. CoverHound is free to use. Our carriers pay us a commission based on policy sales and renewals.

*Average savings amount based on national CoverHound new Auto policyholder data from January 2014 through August 2015.

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Insurance Requirements for Maryland Vehicles


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Insurance Requirements for Maryland Vehicles

Did you know Maryland is a mandatory vehicle insurance state? What does this mean for you? 

 

 

In order to register your vehicle in Maryland you must have liability insurance. How do you know if you have the adequate amount of coverage?

 

1.  All Maryland vehicles MUST be insured at ALL times by a vehicle insurance company licensed in Maryland. Your vehicle insurance must cover, at a minimum:

  • $30,000 for bodily injury
  • $60,000 for 2 or more people
  • $15,000 property damage

 

For a Transportation network company who is an affiliate of a company that provides taxicab services with no fewer than 26 nor more than 300 transportation network operators. Your vehicle insurance must cover, at minimum:

  • $50,000 for bodily injury
  • $100,000 for 2 or more people
  • $25,000 for property damage

 

2.  Return your license plates to any MVA branch office before you cancel your vehicle insurance.

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Free Car Insurance Quote – Save on Auto Insurance

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user’s own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third-party sites.

Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, find a State Farm agent.

State Farm

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Insurance Quotes – Compare Auto,Health,Home and Life Insurance

Getting Insurance Quotes Made Simple

You don’t have to be an expert to get a good deal on your insurance premiums — that’s what we’re here for. Whether it’s auto, home, life or health insurance, and no matter what stage of life you’re in, we can educate you on how insurance works to protect you, your family and your assets. We also break down how pricing works, explain how much insurance you need for your particular situation and guide you through the buying process so you can be sure you’re getting the best deal on the right policy.

Smart ways to get online insurance quotes

  1. Compare multiple companies When you’re shopping for insurance quotes to find the best rates, and best fit for your family’s needs, you need to obtain free insurance quotes from multiple companies. Our experts say always choose three or more to compare.
  2. Compare apples to apples
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Car Insurance Rates – Get Free Auto Insurance Quotes Online

Car Insurance Rates is your ultimate online resource for auto insurance. We provide company reviews, vehicle purchasing advice, claims help, valuable information on all types of policies, and more!

Let’s face it. You have to insure your vehicle, and sometimes the process of choosing the right policy can be pretty overwhelming. Fortunately for you, we’re here to help! This website provides you with important information on types of policies and outlines the most important terms that you should be familiar with before you buy. If you’re in the process of switching companies, understanding what you’re paying for ensures that when you switch, you’re not lowering your coverage, just your rates!

Still Not Sure? Each day, thousands of drivers and drivers-to-be are saving money through lower premiums and better coverage; you could be too! Switching away from your current high-priced broker is as easy as filling out a short form and

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